In this section, you’re going to analyse a conversation between Dave and another student, Jasmine. They’re talking about their attitudes to money. What is yours?
W tej sekcji przeanalizujesz rozmowę dwojga studentów, Dave’a i Jasmine, którzy mówią o swoim podejściu do pieniędzy. Jakie jest twoje?
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Zdjęcie przedstawia młodą, uśmiechniętą kobietę. Ma długie, proste włosy i nosi okulary.
Money problems? What money problems?
Kłopoty finansowe? Jakie kłopoty?
Źródło: dostępny w internecie: www.pexels.com [dostęp 16.12.2021], domena publiczna.
Play the recording and answer the questions that follow.
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Nagranie dźwiękowe
Nagranie dźwiękowe
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
Nagranie dźwiękowe
TRANSCRIPTazurewhite
Jasmine: Hey Dave! How are you? I’ve heard you on the campus podcast today, you’re famous! And so is our café! We were listening to it today and having a laugh!
Dave: Yes, I have to advertise my primary source of income, right? They won’t dare to fire me now, since I am promoting them in mass media, ha ha! I’m joking. The boss was happy to do it, and he agreed to everything.
Jasmine: Yes, I’m sure he is! I think he likes to help out the students on the campus. He was studying here, too! Anyway, the interview got me and my friends talking about our ways to earn money while we’re still students. It’s actually very interesting to hear about all their ideas. There’s this one girl who’s on a scholarship, she’s so lucky! Too bad I’m so rubbish with money, myself! If it wasn’t for my student loan, I would be penniless!
Dave: I’m sure you’re alright, Jasmine! I think money isn’t the most important thing, anyway. I believe we should think about others, not about money all the time.
Jasmine: Oh! You know what? I found this psychological quiz next to my morning crossword puzzle the other day. It was about the attitude to money. It would probably say something nice about you if you filled it — for example, that you get by very well! The test told me that I was probably broke, and it was right! Unfortunately, I’m so bad with my money. I never seem to have enough... There’s always some great sale or a new pair of fantastic shoes. Oh well, too bad! That’s life! If only I was rich…
Dave: Oh, Jas. Maybe you can start buying vintage shoes? They’re definitely cheaper and more fashionable — at least that’s what I heard! And they’re definitely better for the planet! The fashion industry is not very eco‑friendly and there are so many beautiful things out there that are pre‑loved!
Jasmine: You’re right! I love these quirky charity shops with the cool clothes! They send all the money they earn to people in need. That’s so cool!
Dave: Yes, they’re great, and they’re everywhere, and they are much, much cheaper than buying new things. You can get great bargains! And yes, part of your money that you spend there goes to charities like Oxfam or the Salvation Army, institutions that support those who are worse‑off.
Jasmine: I’ll definitely give them a try! When I get my wages… I think I am completely broke!
Autor: Tomasz Wiśniewski
Exercise1
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Based on the conversation, select one correct option in each point below.
Jasmine knows Dave
a) from work,
b) from the university,
c) from the cafeteria,
d) all answers are possible.
Jasmine’s attitude towards money is:
a) not serious,
b) stressed,
c) flexible,
d) demanding.
Dave suggested that Jasmine should
a) stop spending,
b) buy fewer things,
c) buy used things,
d) give money to a charity.
A charity shop is:
a) a fashion boutique with designer clothes,
b) a shop with pre-owned vintage clothes,
c) a chain of organisations that help in certain causes,
d) B and C.
Salvation Army is the name of:
a) a band,
b) a military force,
c) a charity,
d) a clothes brand.
Jasmine’s mood is:
a) playful,
b) depressed,
c) worried,
d) anxious.
Based on the conversation, select one correct option in each point below.
Jasmine knows Dave
a) from work,
b) from the university,
c) from the cafeteria,
d) all answers are possible.
Jasmine’s attitude towards money is:
a) not serious,
b) stressed,
c) flexible,
d) demanding.
Dave suggested that Jasmine should
a) stop spending,
b) buy fewer things,
c) buy used things,
d) give money to a charity.
A charity shop is:
a) a fashion boutique with designer clothes,
b) a shop with pre-owned vintage clothes,
c) a chain of organisations that help in certain causes,
d) B and C.
Salvation Army is the name of:
a) a band,
b) a military force,
c) a charity,
d) a clothes brand.
Jasmine’s mood is:
a) playful,
b) depressed,
c) worried,
d) anxious.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
Exercise2
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Drag and drop the words and phrases to complete the short texts about different approaches to money. It's All About the Money
Some people have a very practical and 2.1 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works attitude. They know about money and consciously consider it in their decisions. They see 2.2 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works in things and actively pursue 2.3 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works to earn them. They should try to remember that it’s not all about money, and think of the people around them instead!
Go With the Flow
Some people don't care about finances either way. Money 2.4 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works, and they just go with the flow, riding on the wave of the music of 2.5 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works fluttering 2.6 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works. They seem to have a balanced approach which is surely admirable.
No Money... No Problems?
Some people cannot manage money at all. They're probably in 2.7 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works. They're either completely oblivious to 2.8 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works, or they just need to grow up and become more responsible! They should try to plan 2.9 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works — and their future.
Drag and drop the words and phrases to complete the short texts about different approaches to money. It's All About the Money
Some people have a very practical and 2.1 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works attitude. They know about money and consciously consider it in their decisions. They see 2.2 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works in things and actively pursue 2.3 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works to earn them. They should try to remember that it’s not all about money, and think of the people around them instead!
Go With the Flow
Some people don't care about finances either way. Money 2.4 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works, and they just go with the flow, riding on the wave of the music of 2.5 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works fluttering 2.6 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works. They seem to have a balanced approach which is surely admirable.
No Money... No Problems?
Some people cannot manage money at all. They're probably in 2.7 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works. They're either completely oblivious to 2.8 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works, or they just need to grow up and become more responsible! They should try to plan 2.9 1. materialistic, 2. cash, 3. their spendings, 4. opportunities, 5. out of their wallet, 6. the monetary value, 7. serious debt, 8. comes and goes, 9. how money works — and their future.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
1
Exercise3
Match the words with the correct descriptions.
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lend money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. borrow money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. save money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. inherit money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. earn money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. invest money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. waste money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. withdraw money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. owe money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. lose money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them.
lend money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. borrow money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. save money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. inherit money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. earn money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. invest money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. waste money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. withdraw money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. owe money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them. lose money Możliwe odpowiedzi: 1. to spend little in order to have some money left., 2. to give someone money for a while (they must give it back)., 3. to get money from someone that you will pay back., 4. the opposite of the expression "to find or win money"., 5. to spend money on things that aren’t necessary., 6. to buy something, e.g. property, in a hope that you will profit., 7. to receive money from someone who has died., 8. to get money by going to work., 9. to take money out of a bank., 10. if you borrow money from someone, you ________ to them.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise3
Play the recordings and match them with their descriptions. Możliwe odpowiedzi: 1. If you borrow money from someone, you ________ to them., 2. To take money out of a bank., 3. To give someone money for a while (they must give it back)., 4. The opposite of the expression "to find or win money"., 5. To spend little in order to have some money left., 6. To get money from someone that you will pay back., 7. To spend money on things that aren’t necessary., 8. To buy something, e.g. property, in a hope that you will profit., 9. To receive money from someone who has died., 10. To get money by going to work.
Play the recordings and match them with their descriptions. Możliwe odpowiedzi: 1. If you borrow money from someone, you ________ to them., 2. To take money out of a bank., 3. To give someone money for a while (they must give it back)., 4. The opposite of the expression "to find or win money"., 5. To spend little in order to have some money left., 6. To get money from someone that you will pay back., 7. To spend money on things that aren’t necessary., 8. To buy something, e.g. property, in a hope that you will profit., 9. To receive money from someone who has died., 10. To get money by going to work.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
