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Getting your foot on the housing ladder has never been an easy thing to do. Nowadays, it has become no mean feat. The supply does not keep up with the demand, which makes prices go way beyond what many people can afford. Without a safe place to live, people find it difficult to put down roots and create a stable future for themselves and their families. This, in turn, affects the whole economy. Social housing could be one of the solutions to this problem.

Zakup pierwszego mieszkania nigdy nie był łatwym przedsięwzięciem, a w dzisiejszych czasach stał się wręcz nie lada wyczynem. Podaż mieszkań nie nadąża za popytem, co winduje ceny i sprawia, że wiele osób nie jest w stanie pozwolić sobie na własny dach nad głową. Brak własnych czterech kątów uniemożliwia coraz większej liczbie ludzi ustatkowanie się i budowanie stabilnej przyszłości dla siebie i swoich rodzin. Jedną z odpowiedzi na ten problem może być budownictwo socjalne.

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Affordable housing is a challenge nowadays
Znalezienie mieszkania w przystępnej cenie jest w dzisiejszych czasach wyzwaniem
Źródło: dostępny w internecie: www.freepik.com [dostęp 27.05.2022], domena publiczna.
Exercise 1
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Match the definitions below to the words and phrases connected with social housing. A system in which authorities undertake a variety of actions to protect the wellbeing of citizens, for example, by providing benefits and social programmes. Możliwe odpowiedzi: 1. private landlord, 2. austerity measures, 3. welfare state, 4. housing benefit, 5. low-income households, 6. asylum seekers A person or organisation that owns a property and rents it to people at market prices. Możliwe odpowiedzi: 1. private landlord, 2. austerity measures, 3. welfare state, 4. housing benefit, 5. low-income households, 6. asylum seekers Families of individuals whose financial means are barely enough to make ends meet. Możliwe odpowiedzi: 1. private landlord, 2. austerity measures, 3. welfare state, 4. housing benefit, 5. low-income households, 6. asylum seekers People who have escaped their countries of origin due to persecution and are looking for protection of another country. Możliwe odpowiedzi: 1. private landlord, 2. austerity measures, 3. welfare state, 4. housing benefit, 5. low-income households, 6. asylum seekers Regulations introduced with the aim of cutting expenses and increasing savings, usually at the times of crisis. Możliwe odpowiedzi: 1. private landlord, 2. austerity measures, 3. welfare state, 4. housing benefit, 5. low-income households, 6. asylum seekers Financial aid given to people who cannot afford paying accommodation expenses themselves. Możliwe odpowiedzi: 1. private landlord, 2. austerity measures, 3. welfare state, 4. housing benefit, 5. low-income households, 6. asylum seekers
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
My House Is My Castle
Anna Posyniak‑Dutka My House Is My Castle

Social housingsocial housingSocial housing, also referred to as council housingcouncil housingcouncil housing, is one of the ways the welfare statewelfare statewelfare state can support its citizens in their struggle for their own homes. The main difference between social housing and the private sector is the rentrentrent, which in the case of social housing is far below market pricesbelow market prices [below market price]below market prices. The second, and sometimes even more important characteristic, is that claimantsclaimants in the scheme [claimant in the scheme]claimants who are granted accommodation within social housing schemes can count on a more secure, long‑term tenancylong‑term tenancylong‑term tenancy than in the case of a lease from a private landlordprivate landlord/landladyprivate landlord. Nowadays, when coming bycoming by [come by]coming by affordable housingaffordable housingaffordable housing has become a real challenge for many households, the security provided via social housing cannot bebe overstated [overstate]be overstatedbe overstated [overstate]overstated.

Who is it for?

In broad terms, people who have a weak negotiating position on the housing market are prioritised and given assistance in the process of granting places to inhabit. It’s not only low‑income householdslow‑income households [low‑income household]low‑income households that qualify for social housing, although lack of financial stability is most often both the direct or indirect reason for people to become claimants in the schemes. Those are aimed at families or individuals classified as vulnerablevulnerablevulnerable, that is people with physical or mental disabilities, migrants or asylum seekersasylum seekers [asylum seeker]asylum seekers, or ethnic minorities. However, a past recordpast recordpast record of serious unacceptable behaviour may disqualify an applicantapplicantapplicant.

How to apply?

The criteria may vary slightly in different places in Great Britain, but the general requirements are the following: if a family or an individual find themselves in an emergency, for example, their current accommodation poses a risk to their healthposes a risk to their health [pose a risk to somebody’s health]poses a risk to their health or life, or they are homeless, local authorities have a duty to prioritise the needs of such a household. In any case, people who think they might be eligible forbe eligible forbe eligible for social housing will have to go through the allocation schemeallocation schemeallocation scheme which is initiated by filing an applicationfiling an application [file an application]filing an application with their local council. Eligibility does not guarantee being offered a place. Unfortunately, the scarcityscarcity ofscarcity ofscarcity ofof housing available results in lengthy waiting listslengthy waiting listlengthy waiting lists. It may take years until a claimant receives an offer.

Who is responsible for it?

Government‑supported housing associationshousing associations [housing association]housing associations or councils are the primary providers of social housing programmes. They build housing estateshousing estates [housing estate]housing estates, renovate existing infrastructure, or adapt it to cater for the needscater for the needs of [cater for the need of]cater for the needs ofcater for the needs of [cater for the need of]of a wide variety of people. Council workers support claimants in the process of filing and submitting their applications and provide all necessary information regarding the process and criteria of eligibilitycriteria of eligibility [criterion of eligibility]criteria of eligibility.

What’s the situation now?

The demand for social housing reflects the state of the economy of a given country in quite a direct manner. In times of crisis or when austerity measuresausterity measures [austterity measure]austerity measures are introduced, and, for example, housing benefitshousing benefits [housing benefit]housing benefits, which in many cases are the only way households can afford to pay their rents, are drastically cut, the demand for social housing grows significantly. Unfortunately, for many years now the outputoutputoutput of social housing estates hasn’t been able to match the ever‑increasing waiting list of people in need. If we explore some facts and figures, we will clearly see that in Great Britain only there are about 1.2 million people waiting to be granted affordable housing. It’s not rocket science to conclude that these are people in or on the verge ofon the verge ofon the verge of serious life crises, perhaps on the brink ofon the brink ofon the brink of homelessness. More and more communities are in dire need ofin dire need ofin dire need of immediate municipal programmes.

1 Źródło: Anna Posyniak‑Dutka, [na podstawie:] https://sheltercymru.org.uk/get-advice/finding-a-place-to-live/council-and-housing-association-waiting-lists/who-is-eligible-to-apply/ [dostęp 12.05.2022], https://www.housing.org.uk/about-housing-associations/about-social-housing/ [dostęp 12.05.2022], https://england.shelter.org.uk/support_us/campaigns/what_is_social_housing [dostęp 12.05.2022], https://www.crisis.org.uk/get-help/services/how-crisis-can-help-you/ [dostęp 12.05.2022], https://www.independentage.org/get-advice/housing-options/types-of-housing/applying-for-social-housing [dostęp 12.05.2022], licencja: CC BY-SA 3.0.
Exercise 2
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Study the text about social housing and answer the questions below. 1. Which statement does not describe the difference between the social housing market and the private housing sector?
a) The prices on the private market are significantly higher.
b) Renting from a private landlord is less stable.
c) Social housing is subsidised by authorities.
d) Social housing is easier to find.

2. The main purpose of social housing is
a) to construct as many cheap flats as possible.
b) to create competition for the private housing market.
c) to assist vulnerable people with finding affordable accommodation.
d) to make prices of real estate decrease.

3. You may not qualify for social housing if
a) your conduct in the past was deemed way beyond social norms.
b) you have strong negotiation skills.
c) you don’t have a family.
d) you are not a British citizen.

4. If you want to obtain accommodation in the social housing scheme,
a) it’s enough to apply for it.
b) you will have to undergo a screening process to be qualified for it.
c) you can count on quick results.
d) you will get a house or a flat as soon as the council verifies your paperwork.

5. What’s the role of the government in social housing programmes?
a) To subsidise various agencies in the process of constructing and allocating housing.
b) To fill in the forms for people who cannot do that themselves.
c) To decide who can and who cannot be offered social housing.
d) To build new housing estates.

6. What increases your chances of being offered social housing?
a) Submitting an application to your council.
b) Being in extremely hazardous circumstances.
c) Being on the waiting list for a long time.
d) Repeating your application every few years.

7. What is the current housing situation in Great Britain?
a) Authorities don’t have the capacity to help all people who are in need.
b) There are over a million homeless people waiting for social housing.
c) The social housing situation is improving.
d) The housing market adversely affects the economy.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
Exercise 3
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Study the sentences below and in each case choose the definition which better matches the part of the sentence which is in bold.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
Exercise 4

Answer the questions in 4‑5 sentences each.

  1. Based on the text, what is the purpose of social housing programmes?

  2. How does the demand for social housing reflect the state of the economy?

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(Uzupełnij).
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.

Słownik

affordable housing
affordable housing

/ əˈfɔːdəbl̩ ˈhaʊzɪŋ /

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Nagranie dźwiękowe

mieszkania w przystępnej cenie [mieszkanie w przystępnej cenie] (houses and flats which can be rented by people at prices which do not exceed their financial capabilities)

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Nagranie dźwiękowe
allocation scheme
allocation scheme

/ ˌæləˈkeɪʃn̩ skiːm /

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Nagranie dźwiękowe

proces przydzielania (a process by means of which something is distributed among some people)

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Nagranie dźwiękowe
applicant
applicant

/ ˈæplɪkənt /

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Nagranie dźwiękowe

aplikant/aplikantka, osoba ubiegająca się o coś (a person who applies for something)

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Nagranie dźwiękowe
asylum seekers [asylum seeker]
asylum seekers [asylum seeker]

/ əˈsaɪləm ˈsiːkəz / / əˈsaɪləm ˈsiːkə /

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Nagranie dźwiękowe

ludzie starający się o azyl [osoba starająca się o azyl] (people asking for legal protection in a country different from their country of origine usually as a result of being persecuted)

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Nagranie dźwiękowe
austerity measures [austterity measure]
austerity measures [austterity measure]

/ ɔːˈsterət ˈmeʒəz /  / ɔːˈsterət ˈmeʒə /

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Nagranie dźwiękowe

środki oszczędnościowe [środek oszczędnościowy] (działania państwa zmierzające do zmniejszenia deficytu budżetowego) (steps taken by governments in order to lessen their budget deficit)

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Nagranie dźwiękowe
be eligible for
be eligible for

/ bi ˈelɪdʒəbl̩ fɔː /

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Nagranie dźwiękowe

kwalifikować się do (to qualify for a certain service or treatment)

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Nagranie dźwiękowe
be overstated [overstate]
be overstated [overstate]

/ bi ˌəʊvəˈsteɪtɪd / / ˌəʊvəˈsteɪt /

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Nagranie dźwiękowe

być przecenionym/przecenioną [przecenić] (to think something is better or more important than it really is)

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Nagranie dźwiękowe
below market prices [below market price]
below market prices [below market price]

/ bɪˈləʊ ˈmɑ:kɪt ˈpraɪsɪz /  / bɪˈləʊ ˈmɑ:kɪt ˈpraɪs /

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Nagranie dźwiękowe

poniżej cen rynkowych [poniżej ceny rynkowej] (cheaper than offered on the free market)

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Nagranie dźwiękowe
cater for the needs of [cater for the need of]
cater for the needs of [cater for the need of]

/ ˈkeɪtə fə ðə niːdz ɒv / / ˈkeɪtə fə ðə niːd ɒv /

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Nagranie dźwiękowe

zaspokoić potrzeby [zaspokoić potrzebę] (to fulfil a need)

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Nagranie dźwiękowe
claimants in the scheme [claimant in the scheme]
claimants in the scheme [claimant in the scheme]

/ ˈkleɪmənts ɪn ðə skiːm / / ˈkleɪmənt ɪn ðə skiːm /

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Nagranie dźwiękowe

petenci w programie [petent/petentka w programie] (a person applying for a certain service or benefit)

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Nagranie dźwiękowe
coming by [come by]
coming by [come by]

/ ˈkʌmɪŋ baɪ / / ˈkʌm baɪ /

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Nagranie dźwiękowe

znalezienie [znaleźć] (to find)

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Nagranie dźwiękowe
council housing
council housing

/ ˈkaʊnsl ˈhaʊzɪŋ /

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Nagranie dźwiękowe

budownictwo komunalne (zapewniane przez władze lokalne) (houses and flats provided by local authorities)

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Nagranie dźwiękowe
criteria of eligibility [criterion of eligibility]
criteria of eligibility [criterion of eligibility]

/ kraɪˈtɪərɪər əv ˌelɪdʒəˈbɪlɪti / / kraɪˈtɪərɪən əv ˌelɪdʒəˈbɪlɪti /

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Nagranie dźwiękowe

kryteria uprawniające do ubiegania się o coś [kryterium uprawniające do ubiegania się o coś] (a condition that must be met if someone wants to apply for a certain service or benefit)

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Nagranie dźwiękowe
filing an application [file an application]
filing an application [file an application]

/ ˈfaɪlɪŋ ən ˌæplɪˈkeɪʃn̩ / / ˈfaɪl ən ˌæplɪˈkeɪʃn̩ /

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Nagranie dźwiękowe

złożenie podania [złożyć podanie] (to submit a document required to be considered in a certain programme]

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Nagranie dźwiękowe
housing estates [housing estate]
housing estates [housing estate]

/ ˈhaʊzɪŋ ɪˈsteɪts / / ˈhaʊzɪŋ ɪˈsteɪt /

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Nagranie dźwiękowe

osiedla mieszkaniowe [osiedle mieszkaniowe] (a residential area with houses of blocks of flats built at the same time)

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Nagranie dźwiękowe
housing associations [housing association]
housing associations [housing association]

/ ˈhaʊzɪŋ əˌsəʊʃiˈeɪʃn̩z / / ˈhaʊzɪŋ əˌsəʊʃiˈeɪʃn̩ /

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Nagranie dźwiękowe

towarzystwa budowlane [towarzystwo budowlane] (an organisation providing social housing)

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Nagranie dźwiękowe
housing benefits [housing benefit]
housing benefits [housing benefit]

/ ˈhaʊzɪŋ ˈbenɪfɪts / / ˈhaʊzɪŋ ˈbenɪfɪt /

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Nagranie dźwiękowe

zasiłki mieszkaniowe [zasiłek mieszkaniowy] (money provided by authorities to help people pay for their housing expenses)

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Nagranie dźwiękowe
in dire need of
in dire need of

/ ɪn ˈdaɪə niːd ɒv /

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Nagranie dźwiękowe

w pilnej potrzebie (urgently needing something)

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Nagranie dźwiękowe
lengthy waiting list
lengthy waiting list

/ ˈleŋthetai ˈweɪtɪŋ lɪst /

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Nagranie dźwiękowe

długa lista oczekujących (a long list of applicants waiting for a certain service)

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Nagranie dźwiękowe
long‑term tenancy
long‑term tenancy

/ ˈlɒŋ tɜːm ˈtenənsi /

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Nagranie dźwiękowe

wynajem długoterminowy (renting a house of flat for a long period of time)

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Nagranie dźwiękowe
low‑income households [low‑income household]
low‑income households [low‑income household]

/ ləʊ ˈɪnkʌm ˈhaʊshəʊldz / / ləʊ ˈɪnkʌm ˈhaʊshəʊld /

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Nagranie dźwiękowe

gospodarstwa domowe o niskich dochodach [gospodarstwo domowe o niskich dochodach] (an individual or family that earns less money that they need to support themselves)

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Nagranie dźwiękowe
municipal programmes [municipal programme]
municipal programmes [municipal programme]

/ mjuːˈnɪsɪpl̩ ˈprəʊɡræmz / / mjuːˈnɪsɪpl̩ ˈprəʊɡræm /

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Nagranie dźwiękowe

programy urzędu miejskiego [program urzędu miejskiego] (a scheme run by local authorities)

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Nagranie dźwiękowe
on the brink of
on the brink of

/ ˈɒn ðə brɪŋk ɒv /

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Nagranie dźwiękowe

na skraju, na krawędzi (in a situation when something is about to happen)

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Nagranie dźwiękowe
on the verge of
on the verge of

/ ˈɒn ðə vɜːdʒ ɒv /

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Nagranie dźwiękowe

na skraju, u progu (in a situation when something is about to happen)

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Nagranie dźwiękowe
output
output

/ ˈaʊtpʊt /

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Nagranie dźwiękowe

produkcja (the amount of something produced)

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Nagranie dźwiękowe
past record
past record

/ pɑːst rɪˈkɔːd /

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Nagranie dźwiękowe

historia (documents proving what somebody did in the past)

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Nagranie dźwiękowe
places to inhabit [place to inhabit]
places to inhabit [place to inhabit]

/ ˈpleɪsɪz tu ɪnˈhæbɪt / / pleɪs tu ˈaɪ /

R1QT1Zi0CRoNO1
Nagranie dźwiękowe

miejsca do zamieszkania [miejsce do zamieszkania] (a house or flat where somebody can live)

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Nagranie dźwiękowe
poses a risk to their health [pose a risk to somebody’s health]
poses a risk to their health [pose a risk to somebody’s health]

/ ˈpəʊzɪz ə rɪsk tu ðeə heltheta / / pəʊz ə rɪsk tu ˈsəmˌbɑːdi heltheta /

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Nagranie dźwiękowe

stanowi zagrożenie dla ich zdrowia [stanowić zagrożenie dla zdrowia] (to be a danger to somebody’s health)

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Nagranie dźwiękowe
private landlord/landlady
private landlord/landlady

/ ˈpraɪvɪt ˈlændlɔːd ˈlændleɪdi /

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Nagranie dźwiękowe

prywatny wynajmujący/prywatna wynajmująca (właścicielka/właścicielka mieszkania) (a person who is an owner of a house or flat and they rent it on the free market)

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Nagranie dźwiękowe
rent
rent

/ rent /

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Nagranie dźwiękowe

czynsz (a monthly payment made by a tenant to the owner of the house or flat)

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Nagranie dźwiękowe
scarcity of
scarcity of

/ ˈskeəsɪti ɒv /

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Nagranie dźwiękowe

niedostatek (not enough of something)

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Nagranie dźwiękowe
social housing
social housing

/ ˈsəʊʃl ˈhaʊzɪŋ /

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Nagranie dźwiękowe

budownictwo socjalne (council housing)

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Nagranie dźwiękowe
vulnerable
vulnerable

/ ˈvʌlnərəbl̩ /

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Nagranie dźwiękowe

bezbronny/bezbronna, narażony/narażona (likely to be harmed)

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Nagranie dźwiękowe
welfare state
welfare state

/ ˈwelfeə steɪt /

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Nagranie dźwiękowe

państwo opiekuńcze (a kind of state that provides lots of different programmes to support their citizens financially)

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Nagranie dźwiękowe

Źródło: GroMar Sp. z o.o., licencja: CC BY‑SA 3.0

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(Uzupełnij).
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.