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Exercise 1

Study the following words or expressions and put them into the correct categories.

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Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 1
Highlight with the correct colour:
Words associated with money should be highlighted with the colour blue.
Words associated with retirement trends should be highlighted with the colour red. expenses loans semi-retire pension stock exchange grey nomads retirement migration profitable mandatory retirement downshifting frugally life expectancy
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 2
Put these life events in order. Elementy do uszeregowania: 1. Facing mandatory retirement., 2. Downshifting., 3. Becoming eligible to receive public pension benefits., 4. Becoming a retiree., 5. Reaching retirement age., 6. Taking part in the rat race., 7. Becoming a grey nomad., 8. Receiving a pension.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 3
Drag and drop elements to connect the halves of the sentences. Downshifting and spending more time on leisure activities is Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. People in this country are not Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. Living frugally is Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. Japanese people have Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. There has been criticism about the current method of Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. The company needs more financial Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. Several demographic changes are associated Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government. Many mobile homes now boast Możliwe odpowiedzi: 1. calculating public pension benefits., 2. more than just a decision to spend less money., 3. one of the ways of achieving life-work balance., 4. a very high life expectancy., 5. with this phenomenon., 6. eligible to retire until they are at least 60 years old., 7. big storage space and pop-up tables., 8. assistance from the government.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 4
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Choose the correct answers. Only one answer in each point is correct.
  1. Which word has a similar meaning to “profitable”?
    a) productive
    b) beneficial
    c) effective
    d) expensive

  2. Which word has an opposite meaning to “frugal”?
    a) wasteful
    b) fruity
    c) economical
    d) saving

  3. When you “boast”, you
    a) tell the truth
    b) share a secret
    c) speak too proudly about what you have done
    d) speak quietly

  4. Which word is a synonym of “expenses”?
    a) prices
    b) costs
    c) benefits
    d) bills

  5. “Eligible” means
    a) considered better than others.
    b) not working any more.
    c) having the right to do or obtain something.
    d) being legally required to do something.

  6. Expression “on the contrary” is used to show
    a) additional point.
    b) contrast.
    c) result.
    d) consequence.

  7. Which of the activities is an example of sacrifice?
    a) Travelling around the country.
    b) Gambling on stock exchange.
    c) Retiring at an early age.
    d) Giving up your free time to help somebody.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 5
Match the words with their definitions. profitable Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents loan Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents grey nomads Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents sacrifice Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents frugal Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents pocket money Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents accumulated Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents expenses Możliwe odpowiedzi: 1. retired people who spend their time travelling, 2. money that you borrow, 3. ensuring financial gain, 4. careful in spending money, 5. giving up something for the sake of other considerations, 6. gradually gathered or built up, 7. the money that you spend on something, 8. a small amount of money that a child gets from his/her parents
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 6
Create new words from the words in bold. Type the missing words in the correct places. There is one extra word you do not need to use.

accumulate    assist    mandate    migrate   profit    retire    stable Our company offers financial     1. Tu uzupełnij     to all future     2. Tu uzupełnij.     If you are afraid that your     3. Tu uzupełnij     savings will not be sufficient before your     4. Tu uzupełnij     retirement, then you should definitely contact us to talk about really     5. Tu uzupełnij     solutions we have in our offer. Thanks to our expert advice you are guaranteed to enjoy financial     6. Tu uzupełnij     in your golden years. For more information, check the link below.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 7
Use the correct form of the words in brackets to type the words in gaps. Add any necessary words. Do not change the order of the given words.
  1. Lately, he     (consider / downshift) Tu uzupełnij     in order to simplify his life.
  2. Why     (you / not / economise) Tu uzupełnij     water when you lived in my apartment during the summer?
  3. He is retired, but not bored.     (Contrary) Tu uzupełnij,     he leads a very active life nowadays. The
  4. Minister of Family and Social Policy declared that the 14th     (pension / be / pay) Tu uzupełnij     to Polish pensioners in November that year.
  5. If he     (not / take / loan) Tu uzupełnij,     he will have serious financial problems.
  6. By the end of next year, her father     (be / retire) Tu uzupełnij.
  7. It’s amazing how much money he managed to save before he retired! He     (must / live / frugal) Tu uzupełnij.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 8

Write a short answer to the question: “What activities can people do when they retire?” Write 4–5 sentences.

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(Uzupełnij).
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.
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Exercise 9

On an international Internet forum, you have read an entry about retirement whose author argued it's the most boring stage of life. You disagree with his/her opinion. In your entry:

  • explain why you disagree and provide an argument against;

  • describe what retirement looks like for a member of your family;

  • express your opinion on life during retirement;

  • ecourage other Internet users to express their opinions.

Write 100‑150 words.

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Hi everyone, Have you seen what josh45 wrote about retirement? (Uzupełnij) I’m waiting for your comments, Sasha20.
Źródło: GroMar Sp. z o.o., licencja: CC BY-SA 3.0.