/ əˈkjuːmjəleɪtɪd /

zgromadzony/zgromadzona(gathered together or acquire an increasing number or quantity of)

/ əˈsɪstəns /

pomoc(help, especially money or resources that are given to people)

/ ˌbeɪbi ˈbuːmərz /

pokolenie z wyżu demograficznego po II wojnie światowej poprzedzające Generację X, urodzone w latach 1946‑1964(a person born in the years following the second world war, when there was a temporary marked increase in the birth rate)

/ ˌdeməˈɡræfɪk ˈtʃeɪndʒɪz /

zmiany demograficzne(the changes in population size and structure caused by changes in birth rates, death rates, and by migration)

/ daʊnˈʃɪftɪŋ /

zwolnienie tempa życia(change a financially rewarding but stressful career or lifestyle for a less pressured and less highly paid but more fulfilling one)

/ ɪˈkɒnəmaɪz ɒn /

oszczędzać na(spend less)

/ faɪˈnænʃl̩ stəˈbɪlɪti /

stabilizacja finansowa(ability to facilitate and enhance economic processes, manage risks, and absorb shocks)

/ ˈfruːɡəli /

oszczędnie(in a way that uses only as much money or food as is necessary)

/ ˈgreɪ ˈnəʊmædz / / ˈgreɪ ˈnəʊmæd /

siwi nomadzi [siwy nomada/ siwa nomadka](a retired person who spends their time travelling, typically in a caravan or motorhome)

/ laɪf ɪkˈspektənsi /

średnia długość życia(the average period that a person may expect to live)

/ ləʊnz / / ləʊn /

pożyczki [pożyczka]

/ ˈmændətr̩i rɪˈtaɪəmənt /

obowiązkowa emerytura(the set age at which people who hold certain jobs or offices are required by industry custom or by law to leave their employment, or retire)

/ ˈɒn ðə kənˈtreəri /

przeciwnie(used to intensify a denial of what has just been implied or stated by suggesting that the opposite is the case)

/ ˈpenʃn̩ /

emerytura (pieniądze)(a regular payment made by the state to people of or above the official retirement age

/ ˈpenʃnəz / / ˈpenʃnə /

emeryci/emerytki [emeryt/emerytka] (a person who receives a pension, especially the retirement pension)

/ fɪˈnɒmɪnən /

zjawisko(a fact or situation that is observed to exist or happen, especially one whose cause or explanation is in question)

/ ˈprɒfɪtəbl̩ /

opłacalny/opłacalna, zyskowny/zyskowna(beneficial)

/ ˌpʌblɪk ˈpenʃn̩ ˈbenɪfɪts /

publiczne świadczenia emerytalne(monetary benefits to public workers when they retire)

/ ˌræt reɪs /

wyścig szczurów(a way of life in which people are caught up in a fiercely competitive struggle for wealth or power)

/ rɪˈtaɪə /

przejść na emeryturę((leave one's job and cease to work, typically on reaching the normal age for leaving service)

/ rɪˌtaɪəˈriː /

emeryt/emerytka (a person who has retired from employment)

/ rɪˈtaɪəmənt eɪdʒ /

wiek emerytalny (an age at which one retires)

/ rɪˈtaɪəmənt kəˈmjuːnɪti /

wspólnota domów spokojnej starości(residential community or housing complex designed for older adults who are generally able to care for themselves)

/ rɪˈtaɪəmənt maɪˈɡreɪʃn̩ /

migracja emerytalna(short- or long‑term relocation, typically to destinations with favorable climates, by retired persons)

/ ˈsækrɪfaɪs /

poświęcenie (giving up something valued for the sake of other considerations)

/ ˈsemi rɪˈtaɪə /

przejść na częściową emeryturę(leaving full time job but still continuing to work part time)

/ stɒk ɪkˈstʃeɪndʒ /

giełda(a market in which securities are bought and sold)

/ stɒks ənd ʃeəz /

akcje i udziały(a stock is a general term used to describe the ownership certificates of any company;a share, on the other hand, refers to the stock certificate of a particular company)

/ ˈstjuːdnt ləʊn /

kredyt studencki (a type of loan designed to help students pay for post‑secondary education and the associated fees, such as tuition, books and supplies, and living expenses)